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Occurrences in the Congressional Record

Entry Title Date
Recognizing Nacha On Enabling Ubiquitous Same-Day Payments During Direct Deposit And Direct Payment Via Ach Month May 20, 2015
Gerald Connolly, D-VA
"Mr. Speaker, I rise to recognize May as the Direct Deposit and Direct Payment via Automated Clearing House (ACH) Month. NACHA—The Electronic Payments Association serves as trustee of the ACH Network, enabling payments such as direct deposit and direct payment via ACH. Annually, the network processes 23 billion ACH transactions valued at more than $40 trillion. As a self-governing, collaborative rule maker and educator, NACHA helps to expand and diversify electronic payments, ensuring the Network remains universal and secure, creating value, and enabling innovation for all participants. To coincide with this year’s recognition of Direct Deposit and Direct Payment via ACH Month, the NACHA membership has approved an Operating Rules change to enable same-day settlement capabilities for virtually any ACH transaction. The proposal received broad support from financial institutions, businesses, government agencies and regulators, consumer groups, and other interested parties. This new same-day service ACH allows the financial services industry to offer an option to consumers, businesses and governments, who want to move their money faster. I commend NACHA’s commitment to enhancing the versatility and improving the strength of the ACH Network for consumers, governments, businesses, and financial institutions that rely on the network to move their money via ACH. This introduction of same-day ACH is an immediate action undertaken by financial institutions to modernize the payments system, and it creates a building block for a variety of innovative products and services. Mr. Speaker, I ask that my colleagues join me in recognizing NACHA—The Electronic Payments Association for its work to move payments safely and more efficiently through same-day ACH and in recognizing May as Direct Deposit and Direct Payment via ACH Month. "
National Defense Authorization Act For Fiscal Year 2016 May 15, 2015
William Thornberry, R-TX
"(a) Gift to the Merchant Marine Academy.—The Maritime Administrator may accept a gift of money from the Foundation under section 51315 of title 46, United States Code, for the purpose of renovating Melville Hall on the campus of the United States Merchant Marine Academy. (b) Covered Gifts.—A gift described in this subsection is a gift under subsection (a) that the Maritime Administrator determines exceeds the sum of— (1) the minimum amount that is sufficient to ensure the renovation of Melville Hall in accordance with the capital improvement plan of the United States Merchant Marine Academy that was in effect on the date of enactment of this Act; and (2) 25 percent of the amount described in paragraph (1). (c) Operation Contracts.—Subject to subsection (d), in the case that the Maritime Administrator accepts a gift of money described in subsection (b), the Maritime Administrator may enter into a contract with the Foundation for the operation of Melville Hall to make available facilities for, among other possible uses, official academy functions, third-party catering functions, and industry events and conferences. (d) Contract Terms.—The contract described in subsection (c) shall be for such period and on such terms as the Maritime Administrator considers appropriate, including a provision, mutually agreeable to the Maritime Administrator and the Foundation, that— (1) requires the Foundation— (A) at the expense solely of the Foundation through the term of the contract to maintain Melville Hall in a condition that is as good as or better than the condition Melville Hall was in on the later of— (i) the date that the renovation of Melville Hall was completed; or (ii) the date that the Foundation accepted Melville Hall after it was tendered to the Foundation by the Maritime Administrator; and (B) to deposit all proceeds from the operation of Melville Hall, after expenses necessary for the operation and maintenance of Melville Hall, into the account of the Regimental Affairs Non-Appropriated Fund Instrumentality or successor entity, to be used solely for the morale and welfare of the cadets of the United States Merchant Marine Academy; and (2) prohibits the use of Melville Hall as lodging or an office by any person for more than 4 days in any calendar year other than— (A) by the United States; or (B) for the administration and operation of Melville Hall. (e) Definitions.—In this section: (1) Contract.—The term “contract” includes any modification, extension, or renewal of the contract. (2) Foundation.—In this section, the term “Foundation” means the United States Merchant Marine Academy Alumni Association and Foundation, Inc. (f) Rule of Construction.—Nothing in this section may be construed under section 3105 of title 41, United States Code, as requiring the Maritime Administrator to award a contract for the operation of Melville Hall to the Foundation."
Statements On Introduced Bills And Joint Resolutions April 23, 2015
Jack Reed, D-RI
"However, unlike other oversight bodies, such as the SEC, the U.S. Department of Labor, the Federal Deposit Insurance Corporation, the U.S. Commodity Futures Trading Commission, the Financial Industry Regulatory Authority, and others, the Board’s disciplinary proceedings are not allowed to be public without consent from the parties involved. Of course, parties subject to disciplinary proceedings have no incentive to consent to publicizing their alleged wrongdoing and thus these proceedings typically remain cloaked behind a veil of secrecy. In addition, the Board’s decisions in disciplinary proceedings are not allowed to be publicized until after the complete exhaustion of an appeals process, which can often take several years."
Opening Our Eyes To The Epidemic Of Police Violence In America April 14, 2015
Hank Johnson, D-GA
"So I would think it is reasonable to assume that that officer, the first one to arrive at the scene, who happened to be an African American it looked to me, apparently, I would think that it is reasonable to assume that he saw the officer deposit that item, which I believe to be the taser, beside the victim."
Expedited Funds Availability Act Amendment April 13, 2015
Gregorio 'Kilili' Sablan, I-MP
"Mr. Speaker, the people of the Northern Mariana Islands deserve the same protections of federal law as other Americans. Making sure my people get equal treatment is one of the reasons I came to Congress and equivalent treatment brings me to the floor today in support of H.R. 1367. As we have heard, H.R. 1367 extends the protections of the Expedited Funds Availability Act to the people of the Northern Marianas and American Samoa. This would mean that account holders in the Northern Marianas and American Samoa would have timely access to their money when they deposit a check in their bank. The same banking rules would apply in the Northern Marianas and American Samoa as apply in Alaska, Hawai’i, Puerto Rico, and the U.S. Virgin Islands—the areas of our nation not directly connected to the contiguous forty-eight states. It may be that in 1987, when the Expedited Funds Availability Act was first adopted, the Northern Marianas and American Samoa seemed remote from the rest of America. Back then, paper checks may have been bundled up and sent through the mail. So delays were inevitable. But today banking is handled electronically. With a smart phone many banking customers can take a picture of a check and deposit it in their account without even going to the bank. I have checked with the major banks in my district; none has any problem with having this federal law apply to their operations—because they all do business electronically and make deposits quickly available. So, clearly, it is time to update federal banking laws with respect to the Northern Marianas and American Samoa and join the 21st century. I want to thank my friend, Congresswoman Aumua Amata Coleman Radewagen, for introducing H.R. 1367. And I want to congratulate her for getting her bill moved through the Financial Services Committee and brought to the floor quickly and early in the 114th Congress. This same language has passed the House before, but died in the Senate. But the quick start that Congresswoman Radewagen has given her bill will allow the Senate more time—and, we hope, enough time—to make this simple correction to the way federal law applies in two of our nation’s insular areas. I would also like to thank Chairman Jeb Hensarling, Ranking Member Maxine Waters, and all the members of the Financial Services Committee for recognizing that creating a uniform application of federal banking law—at least with respect to how quickly depositors have access to their funds—is an area of bipartisan consensus. I ask all Members of the House to agree and vote today in favor of "

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