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  7. '08
  8. '10
  9. '12
  10. '14

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Occurrences in the Congressional Record

Entry Title Date
Happy Birthday To Cfpb July 22, 2014
Elizabeth Warren, D-MA
"I am here today to say happy birthday to the Consumer Financial Protection Bureau. This week marks 4 years since Dodd-Frank was signed into law and 3 years since the consumer agency opened its doors."
Statements On Introduced Bills And Joint Resolutions July 22, 2014
Mary Landrieu, D-LA
"Today I am offering a very simple, common sense provision that would cut back on some of the onerous regulations community banks are facing without compromising the safety and soundness of our financial system or important consumer protections. The Consumer Financial Protection Bureau, CFPB, released its final rule on consumers’ ability to repay mortgage loans under Dodd-Frank in January 2013. The final rule, implemented in 2014, defines the qualities of a “qualified mortgage”, QM, which presume that the lender has satisfied the ability to repay requirements. While I was encouraged by many aspects of the rules, I feel there is more to be done to ensure that community banks and Main Street lenders are not stifled by onerous regulations."
Fighting Hunger Incentive Act Of 2014 July 17, 2014
Don Young, R-AK
"Mr. Speaker, it is always interesting. We talk about our good chairman’s proposal for tax reform. If I remember correctly, that side of the aisle criticized that tax reform badly, and did not do it when they were in the majority. They passed ObamaCare, they passed cap-and-trade, they passed the stimulus package, and they passed Dodd-Frank. They didn’t address this issue of being fiscally responsible. That amazes me."
Terrorism Risk Insurance Program Reauthorization Act July 17, 2014
David Vitter, R-LA
"This is very important in the context of the too-big-to-fail debate. Too big to fail helped lead to the crisis several years ago in the banking industry. It helped lead to the massive bailouts of mega-institutions, and unfortunately I am one who believes—and there are many others—that too big to fail is alive and well today, and in some ways Dodd-Frank institutionalized too big to fail. It did not end too big to fail in any way."
Financial Services And General Government Appropriations Act, 2015 July 16, 2014
José Serrano, D-NY
"Mr. Chairman, Dodd-Frank does not designate any entity as too big to fail, as paragraph 1 of the Garrett amendment suggests. Instead, Dodd-Frank provides regulators with the tools to address the risks posed by large, complex, and interconnected financial institutions, both banks and nonbanks alike. This is crucial to addressing one of the main regulatory gaps we witnessed leading up to the 2008 crisis: too many nonbanks were in the shadows and escaped critical regulation that could have prevented the crisis."

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